I wasnʼt going to post anything today (and this blog design I use isnʼt really set for pictures more than text). However, I had to celebrate. Wells Fargo has set us free, as least as far as bookkeeping is concerned:
Wells Fargo received our payment yesterday morning (at 9:54, as we know thanks to UPS tracking; I took a screenshot of that information, too, but decided to go for [slightly] less gaudy pictorial embellishments), and just about twenty-four hours later they had the payment credited to our account… as of yesterday. Amazingly correct.
That $7.00 is a “fee,” the cost of… what? I really donʼt know except that we had to pay it to end our loan.
It does seem ironically appropriate to have to pay (extra) one last time to get free of their greedy corporate clutches. However, I am not sure what I am buying for that seven bucks. Presumably, this is the cost (again) in miniature of permitting bankers to write the laws on everything in our nation
My Lovely One points out that there is still a stack of paperwork we should receive indicating our liberation from the mortgage (and as I already noted, an escrow account to be paid over to us so we can now take charge of our own property taxes and insurance payments). But itʼs almost final, almost completely official. Itʼs all over but the shouting.
Of course, perhaps predictably, our home took cognizance of the change in status last night when, during the final blasts of our first snow of the winter (and cold), our furnace quit working. Yep, itʼs almost brand-new, just over a year old, but suddenly we had no heat in the pipes, and the boiler itself was running through a closed loop of boiling the water to 180°, switching off at the setpoint and then backing off for a minute or two, reigniting, setpoint, backing off… I checked the zone switches that had acted up right after it was installed last fall. And the intake and exhaust pipes outside. Unfortunately, the two things I knew to examine were okay.
So Janet called the heating and plumbing company. The head guy himself was in the shop and took the call. He arrived in about a half an hour and spent about three hours (half of that not at our house) figuring out it was a pump gone bad (the second of that kind heʼd had to replace this week). He removed the ailing and very hot device, and then departed to scour his shop for a temporary replacement (the only new part they had in stock having been used earlier in the week) that he installed in our system about 9:00 PM. We are looking forward to a permanent replacement when the necessary new pump arrives (probably early next week). Thanks, Brent!
I guess freedom is a relative matter.